Close
10 business days
Fractional Finance Team
A finance team,
not a finance advisor.
Your business needs more than a few hours of CFO advice per month. It needs a dedicated controller and senior accountant who own your close, run your operational finance, and explain your numbers. Every month, for less than one full-time hire.
Command plan from $1,270/mo
Your Fractional Finance Team
Dedicated Controller
CPA · 8+ Years · GAAP Specialist
Senior Accountant
5+ Years · Multi-Entity Operations
Quickbooks
Gusto
ADP
Ramp
Brex
Bill.com
✓ Your financials: Controller-reviewed and audit ready
Finance leaders at 200+ companies have hired through CoCountant
What is a fractional finance team?
A fractional finance team gives you a controller and senior accountant who run your finance function without extra headcount or high salaries. They execute your monthly close, reconciliations, payroll, AP, GAAP reporting, and explain your numbers.
For CEOs and COOs of $10M–$40M companies with multiple entities and no CFO, a fractional finance team fills the gap between bookkeeping and a full finance department, providing controller oversight, operational finance, and FP&A in one subscription.
Who checks the controller’s work when you don’t have a CFO?
Every close is peer‑reviewed by our senior finance team. Your controller escalates complex calls to our internal review committee. This built‑in QA gives you audit‑ready financials even without a CFO checking the numbers. CEOs and COOs ask about this often, which is why oversight is baked into our process.
Why a fractional CFO alone doesn't solve the problem
Strategic advice without execution creates a different kind of gap.
The CFO gap
A fractional CFO advises. But who executes?
A fractional CFO gives you 10 to 20 hours of strategic advice per month.But they don’t close your books, reconcile your accounts, run payroll across entities, or produce the board package.
You’re left coordinating bookkeepers, payroll vendors, and part-time accountants to feed the CFO numbers they can actually use. The result: a strategist sitting on top of unreliable data.
- Doesn't close your books or sign the close
- Doesn't run payroll, AP, or day-to-day operations
- Doesn't manage vendor coordination or reconciliation
- No SLA on response time
The fractional team approach
CoCountant's Command plan: advice and execution in one team
Command gives you the complete execution layer. A dedicated controller who signs every close, a senior accountant who handles daily operations, and FP&A capabilities that give you CFO-level insight without the CFO price tag.
- Dedicated controller signs every close
- Unlimited payroll and AP across all entities
- FP&A with 13-week rolling cash flow forecast
- Multi-entity consolidation with intercompany eliminations
- Board-ready financial packages, monthly
- 2-hour response SLA during business hours
Already have a fractional CFO?
We coordinate seamlessly. Our controller handles the operational close, reporting, payroll, and AP so your CFO can focus on capital allocation, investor relations, and growth planning. Think of us as the execution layer that makes your CFO’s strategy possible.
| Fractional CFO | Full-Time Hire | CoCountant Command | |
|---|---|---|---|
| Annual cost | $60K–$180K | $315K–$440K | $15.2K–$23.9K |
| Closes your books |
No
|
Yes
|
Yes, controller-signed
|
| Runs payroll + AP |
No
|
Sometimes
|
Unlimited, all entities
|
| FP&A + cash forecasting |
Partial
|
Typically no
|
Full (13-week rolling)
|
| Multi-entity consolidation |
Advises only
|
Sometimes
|
Included
|
| Board-ready packages |
Not typically
|
Sometimes
|
Monthly
|
| Response SLA |
No SLA
|
Varies
|
2 hours
|
| Time to full capacity | 1–2 months | 3–6 months |
30 days
|
One plan. Everything included.
Command is your fractional finance team in a single monthly subscription.
Command Plan
$1,270–$1,990/month
- Dedicated controller + senior accountant (same team every month)
- Controller-signed close within 10 business days
- GAAP-aligned reporting with internal controls
- Unlimited bookkeeping, payroll, and AP (all entities)
- Multi-entity consolidation with intercompany eliminations
- FP&A: 13-week cash flow, budgets, scenario modeling
- Board-ready financial packages, monthly
- Monthly controller review + quarterly business review
- 2-hour response SLA during business hours
- Audit coordination and investor-ready reporting
12-month agreement. One-time onboarding fee quoted upfront during your assessment.
What our clients say
These founders and operators switched to controller-led accounting and now make faster, clearer decisions.
Close time cut from 20 days to 10
Entertainment media company, 50–200 person team
Their controller is consistently and readily available for chats and meetings whenever we need their help. We definitely want to continue using them because of their availability and expertise.
Recovered $200K in overdue AR
PropTech SaaS company, 11–50 person team
Their controller took it upon himself to work on our outdated AR and brought in a couple hundred thousand AR dollars for us that seemed unrecoverable. Our reporting to board members and shareholders has also improved significantly.
12 hrs exec time saved / month
Fractional HR consultancy, founder-led
Extremely friendly to tight budgets. Their monthly calls to go over the books help immensely and save me money. With reconciled accounts and their timely updates, I have a clear picture of my revenue, expenses, and cash flow.
Custom chart of accounts built
Botanical gift box e-commerce brand, solo founder
They came in and helped me with exactly what I needed: setting up QuickBooks, detailed bookkeeping, building custom categories specific to my business so I know where I’m spending to improve cash flow, and monthly calls to review transactions.
Audit-ready & tax-smart
Specialty music instrument retailer, founder-led
They helped us with compliance and tax planning, streamlining our financial management system and accounting processes. They’re dedicated to our success and really understand our needs.
14 months cleaned & reconciled
Digital marketing and web agency, founder-led
Hiring CoCountant in 2024 was the best decision I’ve made in a long time. Each month they do a great job of managing our books and reporting.
Strong ROI, more strategic intel
Business consulting and innovation firm
The value-to-cost ratio is amazing. I save so much time using CoCountant’s bookkeeping services, and I get more strategic intelligence on our financial situation than I could create on my own. Wonderful service for busy entrepreneurs.
Systems streamlined, ops simplified
Health-tech startup, precision medicine platform
CoCountant team is very thorough with their review of my transactions, and their bookkeeping service helps keep my books updated to provide a clear financial picture.
Featured Case Study
How a multi-entity COO replaced a $175K controller hire with a fractional finance team
THE SITUATION
Running 3 operating companies across different states with inconsistent book quality, manual consolidations, and no clear entity-level P&Ls. A PE sponsor flagged financial reporting gaps during acquisition discussions. The COO was about to hire a full-time controller at $175K plus a senior accountant at $95K.
The Solution
CoCountant’s Command plan took over all three closes, implemented a standardized chart of accounts, automated intercompany eliminations, and delivered unified board packages monthly. The controller coordinated directly with the PE sponsor’s finance team during due diligence.
THE RESULT
$250K+
Annual savings vs. hiring
3 entities
Consolidated monthly
30 days
To first controller-signed close
What your fractional finance team delivers
Your dedicated controller and senior accountant own everything from close to reporting to compliance.
Owns your close, controls, and accuracy
What you get
Controller-signed month-end close within 10 business days. GAAP-aligned reporting with internal controls and documented policies. Reconciliations, accruals, and adjustments handled before you see the numbers. Books ready for investors, auditors, and lenders at all times.
Eliminates late closes and financial surprises
Runs your entire operational finance
What you get
Unlimited bookkeeping, payroll oversight, and AP processing across all entities. Multi-state payroll compliance and 1099 accuracy included. Real-time data sync with Gusto, ADP, Stripe, and QuickBooks. No vendor sprawl, no gaps, no finger-pointing.
Replaces 3+ vendors with one monthly subscription
Explains what the numbers mean
What you get
Monthly controller review: what changed, why, and what needs your attention. Variance analysis with clear explanations, not just data exports. Cash flow monitoring with runway and working capital visibility. Margin, cost structure, and departmental budget tracking.
Turns financial data into decisions you can act on
Plans your financial future without a CFO
What you get
13-week rolling cash flow forecast. Budget vs. actuals with variance explanations every month. Scenario modeling for hiring, expansion, and investment decisions. Board-ready financial packages with consolidated P&L, Balance Sheet, Cash Flow, entity-level P&Ls, variance analysis, and narrative commentary. Multi-entity consolidation with intercompany eliminations and multi-currency translation.
CFO-level insight without the $180K hire
Your team is proficient in: QuickBooks, NetSuite, Xero, Sage, Gusto, Rippling, Deel, Bill.com, Ramp, Brex, and more.
From assessment to controller-led oversight in 30 days
A structured onboarding designed for multi-entity operations and growing finance teams.
STEP 1
Assess
We review your books, systems, entities, and reporting gaps. You get a clear map of risks, blind spots, compliance exposure, and opportunities.
STEP 2
Structure & Own
We set rules, controls, chart of accounts, and controller cadence across all entities. Accurate books, standardized policies, and a controlled reporting workflow.
STEP 3
Close & Guide
We complete your first month-end close and deliver actionable insights. Signed financials, variance explanations, cash discipline, and a forward plan.
Average time from assessment to first controller-signed close: 30 business days
Zero-risk transition:
Your existing vendors stay active through your first controller-signed close with us. If we find historical errors during assessment, we remediate before starting our close. No disruption to payroll, AP, or reporting during switchover. For complex multi-entity setups, onboarding may extend to 45-60 days to ensure consolidation, intercompany balances, and entity-level reporting are fully operational.
Your team. Your numbers. Every month.
When you hire through CoCountant, your resource doesn’t work in isolation.
Controller signs every close
Your controller personally reviews and signs off on every month-end close. No rotating staff, no ticket queues. Same CPA-certified controller every single month.
2-hour response SLA
Questions during close week? Urgent compliance issue? Your controller acknowledges and responds within 2 hours during business hours (Mon-Fri 8am-4pm ET). Priority escalation for time-sensitive issues.
Monthly face-to-face review
Your controller joins a 60-minute video call to walk through what changed, why it changed, what’s coming next, and what needs your attention. Not a report. A conversation.
Built-in quality assurance
Every close is peer-reviewed by our senior finance team before delivery. Your controller escalates complex judgment calls to our internal review committee. You get audit-ready financials you can rely on, even without a CFO verifying the work.
CPA Certified
8+ Years Experience
GAAP Methodology
QuickBooks Elite ProAdvisor
Multi-Entity Specialist
Questions finance leaders ask before hiring
What exactly is a fractional finance team?
A fractional finance team is a dedicated controller and senior accountant who function as your in-house finance department on a subscription basis. They own your month-end close, manage bookkeeping, payroll, and accounts payable, deliver GAAP-aligned reporting, and provide FP&A insight. Unlike a fractional CFO who advises for a few hours per month, a fractional finance team executes your entire financial operation every day.
Do I still need a CFO if I use CoCountant?
Not necessarily. Command includes FP&A, scenario modeling, and board-ready financial guidance, giving you CFO-level insight without a full-time hire. Many of our clients operate successfully with CoCountant as their only finance function. If and when you’re ready to hire a CFO or bring on a fractional CFO, our controller becomes the execution layer beneath their strategy.
What if we already have a fractional CFO?
We coordinate seamlessly. Our controller handles the operational close, reporting, payroll, and AP so your CFO can focus on capital allocation, investor relations, and growth planning. Think of us as the execution layer that makes your CFO’s strategy possible. Your CFO gets reliable, controller-signed numbers to work with instead of spending their hours cleaning up data.
How does multi-entity consolidation work?
We maintain separate GAAP-aligned books for each entity with a standardized chart of accounts and policies. Each month, we handle intercompany charges (management fees, shared services, CapEx allocations), produce intercompany eliminations, and deliver a single consolidated financial package: consolidated P&L, Balance Sheet, and Cash Flow, plus entity-level and department-level P&Ls. Multi-currency translation is included for international subsidiaries.
What happens if you find errors in our books?
We fix them. During assessment, we review your historical books for accuracy. If we find errors, we remediate them before starting our first close. Every monthly close is peer-reviewed by our senior finance team before delivery. If issues arise during any close cycle, your controller resolves them and explains what happened and how we prevented recurrence.
Is there a contract commitment?
Yes. We work on 12-month agreements with monthly or annual billing. The full year is committed. There is a one-time onboarding fee quoted upfront during your assessment that covers account setup, system connections, and historical data review. Pricing is based on your revenue, entity count, and transaction volume, and is provided as a fixed monthly subscription with no hourly surprises.
Ready for a real finance team?
We'll assess your books, map your entities, and show you exactly how your first 30 days to controller-signed financials will work, including pricing for your specific setup.
